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Realtors

When you work with Lone Star Title Company, your job is easier. REALTORS® enjoy:

  • One single point of contact
  • Full service on every transaction
  • Timely and accurate title commitments
  • Superior communication
  • Knowledgeable and professional staff
  • Contract upload capability or drop off

What Are The Advantages Of 15- And 30-Year Fixed-Rate Mortgages?

For both, as we show you in this video, compared with other options,  with fixed rates, housing costs won’t be affected by interest rate changes and inflation. With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning ...

What Is Included In A Monthly Mortgage Payment?

The monthly mortgage payment mainly pays off principal and interest. But most lenders also include local real estate taxes homeowner's insurance, and mortgage insurance, if applicable. If you are refinancing compare what is and isn’t included in your financing optio...

What Types Of Mortgage Loans Are Available?

This video tells you about the most common types: Fixed Rate, ARM, Balloon and 2-Step. First, Fixed Rate Mortgages: Payments remain the same for the life of the loan generally 15 years or 30 years. Interest rates remain the same, so payments are predictable. A second...

How Large A Down Payment Do I Need?

There are mortgage options now available that only require a down payment of 5% or less of the purchase price. You’ll see some pictures in this video to help you remember later - the larger the down payment, the less you have to borrow and the more equity you'll have...

What Is A Mortgage?

The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate. The "mortgage" itself is a lien - a legal claim on the home or property that secures the promise to pay the debt. A...

What About A Home Located In A Flood Plain?

A flood plain is an area of land adjacent to a stream or river that experiences flooding during periods of high discharge. Watch this video and it’ll make sense. If you live in a flood plain lenders will require that you have flood insurance before lending any money...

What Are “Home Warranties”, And Should I Consider Them?

You’ll see some pictures in this video to help you remember later, but essentially, home warranties offer you protection for a specific period of time, such as one year, against potentially costly problems like unexpected repairs on appliances or home systems which ...

What Is Earnest Money, And How Much Should I Set Aside?

Like the video shows, “earnest money” is money you put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price though the amount can vary with local customs...

Are There Special Mortgages For First-Time Homebuyers?

Yes. Like the video shows, lenders now offer several affordable mortgage options which can help first-time homebuyers overcome obstacles that made purchasing a home difficult in the past. Lenders may now be able to help borrowers who don't have a lot of money saved fo...